The Employee Retention Credit or ERC, which is a generous stimulus program designed to bolster those businesses that were able to retain their employees during 2020-2021. Due to the extremely complex tax code and qualifications, it is severely underutilized. Details of the program include:  UP TO $26,000 PER EMPLOYEE AVAILABLE FOR 2020 & Q1 - Q3 2021 QUALIFY WITH DECREASED REVENUE OR COVID EVENT NO LIMIT ON FUNDING (ERC IS NOT A LOAN) ERC IS A REFUNDABLE TAX CREDIT