LMCU is fundamentally different than a bank, both in our structure and mission. Our goal has always been to do what is best for our members. This approach guides every decision we make and every service we offer. As a credit union, our goal isn't to generate profits for shareholders. It's to improve the lives of our members. That's why LMCU is rated #1 in the nation for return to members by Callahan & Associates in higher interest when they save and lower rates when they borrow. We have more ways for your money to earn even more. Choose from CD's, Health Savings, nationally recognized low rate credit card and the checking account Money Magazine called "the best checking account in America" and the best part is anyone can join !!